Flooding causes more than 90 percent of all disaster-related property damage in the United States but most homeowner policies do not cover flood damage. Because of this, homeowners need flood insurance -- a special policy backed by the federal government, with cooperation from local communities and private insurance companies.
Homeowners can select from either the easy link or comprehensive tool to get an approximate cost. Please note that all costs are approximate, include installation charges and are based on an average price derived from three vendors. Homeowners should check with local distributors for more information.
The Saffir-Simpson Hurricane Scale is used to rate a hurricane's present intensity. The scale ranges from one to five and uses sustained wind speed to estimate the potential property damage and flooding from a hurricane landfall.