If you are taking cash out of a refinancing and/or folding the closing costs into the new loan, watch the loan-to-value ratio of the new mortgage. If it's above 80 percent, you will have to purchase private mortgage insurance, the added cost of which may make the refinancing less attractive.
Floor finishes and certain chemicals in wood oxidize and are affected by ultra violet light sources. This may cause the wood and finish to change color and develop a patina or aged appearance. To avoid uneven appearance, move area rugs occasionally and drape or shade large windows.