By sending in extra money each month or making an extra payment at the end of the year, you can accelerate the process of paying off the loan. When you send extra money, be sure to indicate that the excess payment is to be applied to the principal. Most lenders allow loan prepayment, though you may have to pay a prepayment penalty to do so. Ask your lender for details.
When winter is over and it’s finally nice enough to venture out into your yard, the first thing you should do to ensure that your lawn will have a good head start for the growing season ahead is to clean up all the debris that built up over the last few months. A power blower will help you remove leaves, sticks and other materials.