Cross cuts are cuts the go against the woodgrain. Once you've properly measured and marked your piece of wood, guide the side of the handsaw blade with the knuckle of your thumb. Start the cut by pulling your hand saw up two or three times, then push the saw blade forward at about a 45 degree angle. It is preferable to begin your cuts on the side of the wood that will show less when the project is complete.
Shrubs and hedges can be trimmed monthly during the growing season. By trimming them back they’ll grow more slowly. The slower a shrub grows the thicker and better it will look.
Payments increase or decrease on a regular schedule with changes in interest rates; increases subject to limits. Types: Balloon Mortgage - Offers very low rates for an initial period of time (usually 5, 7, or 10 years); when time has elapsed, the balance is due or refinanced (though not automatically). Two-Step Mortgage - Interest rate adjusts only once and remains the same for the life of the loan; ARMS linked to a specific index or margin. Advantages: Generally offer lower initial interest rates; Monthly payments can be lower; May allow borrower to qualify for a larger loan amount.
In locations where furniture or beds may be pushed against an extension cord where the cord joins the plug, use a special "angle extension cord," which is specifically designed for use in these instances. Don't use staples or nails to attach extension cords to a baseboard or to another surface. This could damage the cord and present a shock or fire hazard.