Water new trees once a week, regularly, during the first season, with l0 gallons of water. More for large trees. Pour the water down the trunks so it goes into the root ball, not along the top of the ground. In addition, whenever the leaves droop down or it is very hot, water again and mist the tops with the hose. Do not fertilize the first year.
Refinancing you home loan can save you money and often reduce your monthly payments. If you take cash away from a refinancing, be sure the new loan balance isn’t more than the original price of the property. If it is larger, your interest payments may not be tax-deductable.