Here's how to protect precious woodwork during home remodeling and construction. Recycle used carpet pads removed with wall-to-wall carpet. The pieces are soft and flexible enough to wrap around banisters and other delicate woodwork. Secure the pads in place with strips of duct tape. This way, your wood will be safe from scratches, gouges, and heavy traffic during remodeling.
Refinancing you home loan can save you money and often reduce your monthly payments. If you take cash away from a refinancing, be sure the new loan balance isn’t more than the original price of the property. If it is larger, your interest payments may not be tax-deductable.
The traditional answer to the question "When is the best time to refinance?" is when interest rates fall 2 percent below your current mortgage interest rate. However, in recent years some experts have argued that refinancing may be appropriate with a smaller point spread. Some weight is often given to the length of time the owner anticipates holding on to the property. If the owner expects to keep the property for at least three or four years, then refinancing may be worthwhile. While refinancing can involve upfront costs, in many cases it is possible to roll the costs of the refinancing into the new note and still reduce the amount of the monthly payment
Never connect generators to your internal wiring. The reverse flow of electricity or "backflow" can injure an unsuspecting utility worker. For extra safety, install a transfer switch that cuts power to your home from the utility pole and switches it to your generator. Have an adequate supply of fuel for your generator and keep combustible materials like gasoline cans away from heat sources. Always fill the generator with fuel in a well-ventilated area while the generator is turned off. Never run your generator indoors or in a poorly ventilated area such as a garage. Generators, like all other engines, exhaust carbon monoxide gas, which can be deadly. Use the appropriate sized power cords to carry the electric load. Overloaded cords can overheat and cause fires. Never run generator cords under rugs or carpets where heat might build up or damage to a cord could go unnoticed.