Homeowners' insurance policies typically insure the contents of the home for a percentage of the structure's replacement cost. But chances are your furnishings and other "stuff" haven't increased in value as rapidly as your home has appreciated over the past three or four years. As a result, you may be able to shave something off your escalating insurance premium by reviewing the inside coverage amount.
Store your pool chemicals out of direct sunlight to prevent breakdown by UV rays.
If you have a small air compressor or other machine in your workshop that vibrates, you can dampen it by putting special foot pads of corrugated cardboard squares under each of the legs. Make the pads about 2 in. thick by gluing several squares together. Glue so the corrugation of one piece lies at right angles to that of the next square of cardboard.
Use stone instead of dirt against a retaining wall to aid in drainage.