When clamping long or wide panels with bar clamps, a dowel inserted crosswise between the jaws of the bar clamps and the wood will help center the pressure and keep it uniform. Use dowels about as thick as the thickness of the wood you are gluing up.
When painting steps, start with the underside of each step’s overhang, then move on to the risers and the treads.
When using dowels, select a size half the thickness of the wood being joined. For example, for 3/4-in. stock, consider 3/8-in. dowels.; for 7/8-in. stock use 7/16-in. dowels. The length inserted should generally be three times its thickness. Thus, a 3/8-in. dowel should be about 2-1/2 in. long to penetrate into each member 1-1/4 in.
The first step in securing a loan is to complete a loan application. To do so, you'll need the following information: Pay stubs for the past 2-3 months; W-2 forms for the past 2 years; Information on long-term debts; Recent bank statements; Tax returns for the past 2 years; Proof of any other income; Address and description of the property you wish to buy; Sales contract. During the application process, the lender will order a report on your credit history and a professional appraisal of the property you want to purchase. The application process typically takes between 1-6 weeks.