The first step in securing a loan is to complete a loan application. To do so, you'll need the following information: Pay stubs for the past 2-3 months; W-2 forms for the past 2 years; Information on long-term debts; Recent bank statements; Tax returns for the past 2 years; Proof of any other income; Address and description of the property you wish to buy; Sales contract. During the application process, the lender will order a report on your credit history and a professional appraisal of the property you want to purchase. The application process typically takes between 1-6 weeks.
When installing new carpet, be sure to open your doors and windows. Increasing the amount of fresh air In the home will reduce exposure to most chemicals released from carpet. During and after installation, use window fans and room air conditioners to exhaust fumes to the outdoors. If you have a ventilation system, be sure it is in proper working order. Operate it during installation, and keep it running for 48 to 72 hours after the new carpet is installed.