Pay your contractor by credit card when you can. Under federal and state law, in most cases, you have the right to assert any claims or defenses you have against the seller of the goods or services against the credit card company. This generally means that if the goods or services are defective, you can refuse to pay the credit card company until the problem is corrected.
Magnetic tipped screwdrivers are handy for keeping a hold on smaller screws, especially in tight places where your hands can’t reach. You can magnetize your screwdrivers by rubbing a magnet down the blade five or six times in only one direction. To demagnetize, rub the magnet in the opposite direction.