Closing costs are the fees for services, taxes or special interest charges that surround the purchase of a home. They include upfront loan points, title insurance, escrow or closing day charges, document fees, prepaid interest and property taxes. Unless, these charges are rolled into the loan, they must be paid when the home is closed.
In addition to direct strikes, lightning generates electrical surges that can damage electronic equipment some distance from the actual strike. Typical surge protectors will NOT protect equipment from a lightning strike. To the extent possible, unplug any appliances or electronic equipment from all conductors well before a thunderstorm threatens. This includes not only the electrical system, but also the reception system. If you plan to be away from your home when thunderstorms are possible, be sure to unplug unneeded equipment before you leave.