If you own your home, a reverse mortgage loan will pay you in monthly advances or through a line of credit. Reverse mortgages convert home equity into cash with no repayment required for as long as borrowers live in their homes. Because of the complex nature of reverse mortgages, you may wish to seek the advice of an attorney, financial advisor or accountant before taking out this type of loan.
Lead-based paint is usually not a hazard if it is in good consition, and it is not an impact or friction surface, like a window. It is defined by the federal government as paint with lead levels greater that or equal to 1.0 milligram per square centimeter, or more than .5% by weight.