If you're refinancing an FHA loan, try to schedule the closing for as close to the end of the month as possible. Unlike conventional loans, on which lenders typically charge interest only up until the date the loan is repaid, the FHA charges interest through the end of the month, regardless of the payoff date. That means for the period between the time you close and the end of the month, you will be paying interest on your old loan and your new one.
If you don’t have a soil moisture probe, some simple guidelines can help you decide when to water. Water when grass changes from a green to a grayish blue color, when grass leaves begin to roll, when the grass stays down after being walked on, or when you can’t easily push a screwdriver down into the soil a half foot or so. Apply 1/4 in. of water and then check to see if the soil is wet down to 6 in. If it isn’t, make another application just so the soil is moist, but not wet or sticky.