You can save on your heating and cooling bills by using a programmable thermostat that turns your heating and cooling system on and off at preprogrammed intervals.
The Energy Efficient Mortgage (EEM) allows a homebuyer to save future money on utility bills. This is done by financing the cost of adding energy-efficiency features to a new or existing home as part of an FHA-insured home purchase. The EEM can be used with both 203(b) and 203(k) loans. Basic guidelines for EEMs are as follows: The cost of improvements must be determined by a Home Energy Rating System or by an energy consultant. This cost must be less than the anticipated savings from the improvements. One- and two-unit new or existing homes are eligible; condos are not. The improvements financed may be 5% of property value or $4,000, whichever is greater. The total must fall within the FHA loan limit.
If your extension cord gets tangled up, don't pull on the ends. Instead, gently loosen all the tighter snarls in the middle until them become larger loops that can easily be untangled. A way to avoid tangles is to use a retractable cord reel. It will let you reel out only the amount of cord you need, then quickly reel it back when you're done.