If interest rates drop significantly, you may want to investigate refinancing. Most experts agree that if you plan to be in your house for at least 18 months and you can get a rate 2% less than your current one, refinancing is smart. Refinancing may, however, involve paying many of the same fees paid at the original closing, plus origination and application fees.
Dry two or more loads of clothes in a row, taking advantage of the dryer’s retained heat.
Making it difficult for thieves to enter your home is an effective way to protect your possessions. Research by the Natinoal Crime Prevention Institute shows that burglars generally will work no longer than 60 seconds to obtain entry.
To store dowels, molding and the like neatly off the floor in your shop, you can use empty 3-lb. coffee cans. Attach one can with a bottom 6 in. off the floor. Then attach another with both ends cut out about 2 ft. above it. Slide material down through it into the bottom can.