Homeowners' insurance policies typically insure the contents of the home for a percentage of the structure's replacement cost. But chances are your furnishings and other "stuff" haven't increased in value as rapidly as your home has appreciated over the past three or four years. As a result, you may be able to shave something off your escalating insurance premium by reviewing the inside coverage amount.
When you buy a drill bit set, it most likely will come in a storage case. This case will help you figure out which size bit you need to use. When drilling holes for a pilot or lead hole for a nail, find which slot in the bit case the nail will fit in. The next size down is the bit you should choose. When drilling a pilot hole for a screw, you need to choose two bits. One for the starter hole and one for the pilot hole. Find which slot in your bit storage case the screw will fit in. That is the size of bit you should use for the pilot hole. For the starter hold, use the next smaller sized bit.