Refinancing you home loan can save you money and often reduce your monthly payments. If you take cash away from a refinancing, be sure the new loan balance isn't more than the original price of the property. If it is larger, your interest payments may not be tax-deductable.
When staining your deck, be careful not to apply too much of the stain. You don’t want to get surface film on the wood when what you’re really going for is penetration. Also, be sure to keep a wet edge so you don’t get unsightly lap marks. Apply stain in the proper weather conditions. Avoid applying the product in direct sunlight, and be sure there is no chance of rain for the next 24 hours.