When shopping for a clothes washer, look for the following design features that help clothes washers cut water usage: water level controls, "suds-saver" features, spin cycle adjustment, and large capacity. For double the efficiency, buy an Energy Star unit.
To help keep your house cool, close curtains on south- and west-facing windows. You may also consider installing awnings on these windows.
Set fan clearance at 9 feet above the floor if possible (if this is not possible, maintain a minimum clearance of 7 feet. This will help you and your family avoid injuries. Conversly, don't fit the ceiling fan too snugly to the ceiling; doing so will prevent it from circulating air properly.
Pre-qualification is an informal way to see how much you may be able to borrow. You can be "pre-qualified" over the phone with no paperwork by telling a lender your income, your long-term debts, and how large a down payment you can afford. Without any obligation, this helps you arrive at a ballpark figure of the amount you may have available to spend on a house. Pre-approval is a lender's actual commitment to lend to you. It involves assembling the financial records and going through a preliminary approval process. Pre-approval gives you a definite idea of what you can afford and shows sellers that you are serious about buying.