If your smaller projects call for clear pine without any knots, you can save money by buying a lesser grade, then cutting out what you need from the clear areas between the knots. Also, when buying wood, remember that face grain is not critical for structural parts which won't show. You can likewise save on lumber costs if you can use shorter or narrower boards, or if you only need one good side of lumber for your project.
If your house is for sale in summer, run the air conditioner. If it’s 90 degrees inside, buyers will pay more attention to the temperature than to the attractive features of the house.
There may be closing costs customary or unique to a certain locality, but closing costs are usually made up of the following: Attorney's or escrow fees (yours and your lender's if applicable). Property taxes (to cover tax period to date). Interest (paid from date of closing to 30 days before first monthly payment). Loan origination fee (covers lender's administrative costs). Recording fees. Survey fee. First premium of mortgage insurance (if applicable). Title insurance (yours and your lender's). Loan discount points. First payment to escrow account for future real estate taxes and insurance. Paid receipt for homeowner's insurance policy (and fire and flood insurance if applicable). Any documentation preparation fees.
When installing in-wall speakers, use a drywall saw to cut the hole. A utility knife will make the cleanest cuts in drywall, but a utility knife can be difficult to control by a non-expert. Electric rotary saws make cutting drywall physically easy, but they too can be difficult to control. A simple, inexpensive drywall saw (about $10 at your local hardware store) is the best bet for beginners. The speaker's frame will cover up any rough edges.