The U.S. Department of Housing and Urban Development, also known as HUD, helps people by administering a variety of programs that develop and support affordable housing. Specifically, HUD plays a large role in homeownership by making loans available for lower- and moderate-income families through its FHA mortgage insurance program and its HUD Homes program. HUD owns homes in many communities throughout the U.S. and offers them for sale at attractive prices and economical terms. HUD also seeks to protect consumers through education, Fair Housing Laws, and rehabilitation initiatives.
When you’re choosing a water heater, don’t be tempted to simply buy the lowest-cost model available. Water heating uses too much energy to make the decision lightly. The unit’s initial cost is a small fraction of the money that will be spent operating it over its lifetime.