A credit bureau score is a number, based upon your credit history that represents the possibility that you will be unable to repay a loan. Lenders use it to determine your ability to qualify for a mortgage loan. The better the score, the better your chances are of getting a loan. Ask your lender for details.
The most important part of a ceiling fan is its motor. High-end brands usually have the most energy-efficient, well-designed motors, with die cast motor housings. Don’t buy a multi-speed fan with only one capacitor inside its motor. A quality fan able to handle three speeds should have at least three capacitors.