Pay your contractor by credit card when you can. Under federal and state law, in most cases, you have the right to assert any claims or defenses you have against the seller of the goods or services against the credit card company. This generally means that if the goods or services are defective, you can refuse to pay the credit card company until the problem is corrected.
If you dread the tedious task of raking leaves each fall, you’ll be amazed at the ease of using a leaf blower. These gasoline or electric-powered machines force a stream of fast-moving air through a handheld nozzle. The air stream quickly propels into neat piles of leaves and debris from your lawn, driveway, walkway or patio. Some models also vacuum and deposit leaves into attached bags or shred them into small “mulch” particles, which protect your plants and soil from the winter cold.