If interest rates drop significantly, you may want to investigate refinancing. Most experts agree that if you plan to be in your house for at least 18 months and you can get a rate 2% less than your current one, refinancing is smart. Refinancing may, however, involve paying many of the same fees paid at the original closing, plus origination and application fees.
Applying caulk can get messy. Here’s how to ensure a smooth, clean finished appearance:
– Choose the right caulk for your project. Do you need interior, exterior, mildew-resistant, paintable or
– Cut the tip of the caulk tube at an angle. Cut the tip so that the bead of caulk will not be wider than 1/4 inch.
– For best results, before starting your project, use a scrap piece of paper to practice so you can get used to the caulk’s application rate.
– Finish off by smoothing the caulk with a slightly wet finger, damp rag, or slightly wet caulking tool; this will ensure the nicest finished appearance.