Here are some things to think about when you're hanging your kitchen cabinets. Start by hanging the upper cabinets first so the lower cabinets won't be in the way. Snap a level chalk line- along the wall to align the base cabinets. Then, establish a plumb line to make sure the top and bottom cabinets line up. Use shim shingles to help you level the base cabinets. Then, use drywall screws to secure your cabinets to the wall studs.
Payments increase or decrease on a regular schedule with changes in interest rates; increases subject to limits. Types: Balloon Mortgage – Offers very low rates for an initial period of time (usually 5, 7, or 10 years); when time has elapsed, the balance is due or refinanced (though not automatically). Two-Step Mortgage – Interest rate adjusts only once and remains the same for the life of the loan; ARMS linked to a specific index or margin. Advantages: Generally offer lower initial interest rates; Monthly payments can be lower; May allow borrower to qualify for a larger loan amount.