Judicial foreclosure action is a proceeding in which a mortgagee, a trustee or another lienholder on property requests a court-supervised sale of the property to cover the unpaid balance of a delinquent debt. Nonjudicial foreclosure is the process of selling real property under a power of sale in a mortgage or deed of trust that is in default. In such a foreclosure, however, the lender is unable to obtain a deficiency judgment, which makes some title insurance companies reluctant to issue a policy.
Insects love warm electrical components and air conditioners are full of them. If you want to keep insects out, experts say do not use insecticides, because the electrical components will not like them. One option is to get a special cover for your relay switch, but be aware that it has to be installed by an air conditioning technician. The cheapest (and easiest) way to keep them away is to use a flea collar. To install the flea collar, shut the power off to the air conditioner and simply placed the collar near the relay switch.