Before you tear into a repair job, start by checking for the simplest cause instead of assuming the worst. For example, before replacing fuses or breakers, first check for burned-out bulbs. If a faucet is working poorly, check for debris lodged in the faucet's aerator before tearing the faucet apart. Likewise, first make sure equipment and appliances are plugged in. By checking for the simple causes when a problem occurs you can save yourself from wasting time, effort and money in making unnecessary repairs.
This is the most commonly used FHA program. It offers a low down payment, flexible qualifying guidelines, limited lender’s fees, and a maximum loan amount.
Your real estate agent will assist you in making an offer, which will include the following information: Complete legal description of the property; Amount of earnest money; Down payment and financing details; Proposed move-in date; Price you are offering; Proposed closing date; Length of time the offer is valid; Details of the deal. Remember that a sale commitment depends on negotiating a satisfactory contract with the seller, not just making an offer.
Pay special attention to carpet on concrete floors. Carpet can absorb moisture and serve as a place for biological pollutants to grow. Use area rugs which can be taken up and washed often. In certain climates, if carpet is to be installed over a concrete floor, it may be necessary to use a vapor barrier (plastic sheeting) over the concrete and cover that with sub-flooring (insulation covered with plywood) to prevent a moisture problem.