To increase accuracy, some woodworkers avoid using the zero end of a rule or tape and use the 1-in. mark instead. You can also use other starting points, such as 2 in. or 3 in. However, when using this technique, you must remember to subtract that number from the actual reading further down the rule.
This is the most commonly used FHA program. It offers a low down payment, flexible qualifying guidelines, limited lender’s fees, and a maximum loan amount.
Properly maintained, hardwood floors can last a lifetime. The key to preserving your investment is assuring that the finish on your floor is still doing its job. You can test this by going to a high-traffic area where the finish is likely to be most worn, pour a tablespoon or two of water onto the floor. Does the water: Bead up so that you can wipe it up without a trace? Congratulations! Your floor's finish is doing its job! Soak into the wood after a few minutes, darkening the floor only slightly? Don't panic, your floor's finish is only partially worn. Immediate refinishing probably isn't necessary, but keep a close eye on the floor. Immediately disappear into the wood leaving a dark spot? If so your floor's finish is seriously worn and it's probably time to recoat or refinish.
Shop during the off-season. Many heating and cooling manufacturers offer significant rebates during seasonal sales promotions, and dealers may charge less for installation.