The climate in the Jersey shore area is tropical. In the summer, the air comes from the ocean, so is moist and unmoving in August, so the way to go is to install a ductless air conditoner that takes the maximum moisture from the air. In the winter, the climate is continental, the air comes from the Great Lakes, down to zero at times. Maximum comfort is from quiet hot water baseboard heat. Most quality homes have these installed.
The welfare people in the Seaside shacks live with dry bloody noses from wall furnaces. Money-savers get rid of their 100% efficient fireplaces and room heaters after a few years when their colds make them too ill. Russia has the highest incidence of lung problems from these types of heaters. The rest suffer along in dry, clanging, popping, whooshing, combo central air wind-chill machines.