I would like it if you would e-mail me a response: I recently purchased a New Trailer that while being installed a water valve was bad and 1/3 of the floor space was wet and when we got underneath there was maybe 40-50 gallons of water in the belly pan that had to be cut and let to drain. My warranty is for a year from Champion Homes and they do not want to replace the insulation, they have told me that it dryed and it's fine? What do you think. I don't really beleive this. Could you please contact me with some information regarding insullation and how it reacts to be wet and what the RU rating has been reduced too. Thank You for your time.