Jay J Moderator---Finally relied on all the knowledge I gained from Bob Villa shows and figured out what needed to be done. Went up there w/ my son realized the attic floor (what I called crawlspace) was only insulated on 1 side. Will remedy problem and replace the ceiling,walls, & old insulation w/ new. Also contacted builder friend to make sure its will done right this time. Thank You soooo much for putting up with me! And Thank God for Bob Villa!!!!!