I repaired the hot and cold shut-off for a washer 2 weeks ago. The owner knows the insulation probably got wet. She calls me yesterday thinking this will form mold. Will it or will the insulation dry out fine. I do not do work that is not nessesary. I tell them to call me when something really needs repaired. I don't think the insulation got that wet. It leaked to the garage doors below. Thanks in advance,Ron J.