Hi Bob! this sure is a great forum, thanks for providing a vehicle like this where folks like us have a chance to interact with you. Bob, we watch your show all the time and enjoy the diversity you've been able to weave from New England thru Santa Barbara to Hawaii! My wife and I have been approved for several varieties of mortgage's from Construction loans to standard mortgage's to non-conforming, depending on what we do. Bob, Our heads our swimming. We've been concentrating on possibly building a new home and are overwhelmed with all the financial ramifications like construction loans, land contract for the property, home equity loans to acquire the property etc., finding a builder and architect. Does it get any more complicated? then we thought what about a manufactured home similar to the one you featured with the exposed beams, rich woods etc. Would that save us time or money? Do you have any suggestions to help us through this enindating process. We've only purchased a home before, this is all new to us! Thanks in advance for any light you can shed. Also can you provide the name of that hme manufacturer the Teachers used?