15 vs 30 Year Loan

A 15-year loan is usually made at a lower interest rate. Equity is built faster because early payments pay more ...
Read More

203(b) Loan

This is the most commonly used FHA program. It offers a low down payment, flexible qualifying guidelines, limited lender's fees, ...
Read More

203(k) Loan

This is a loan that enables the homebuyer to finance both the purchase and rehabilitation of a home through a ...
Read More

A Good Match

Match the size of the pan to to your stovetop heating element; more heat will get to the pan and ...
Read More

Absorbing Carpet

Pay special attention to carpet on concrete floors. Carpet can absorb moisture and serve as a place for biological pollutants ...
Read More

AC Bugs

Insects love warm electrical components and air conditioners are full of them. If you want to keep insects out, experts ...
Read More

AC Check

Run your air conditioner for a few minutes in the spring, before you need it. If you wait until the ...
Read More

AC Energy Ratios

When shopping or air conditioners, look for seasonal energy ratios (SEER) over 12 for central air conditioners and energy efficiency ...
Read More

AC Exterior

Clean obvious obstructions such as newspaper, leaves, etc. from around the exterior of the unit ...
Read More

AC Fan

Set the fan on your central air conditioner to "on" rather than "auto." This will circulate air continuously, keeping the ...
Read More

AC Filters

Change the filters regularly. Dirty filters restrict air flow, reducing efficiency and worse case, can cause the evaporator to ice ...
Read More

AC Insulation

If you have a room air conditioner, remove it for the winter or seal it up and insulate it. Water ...
Read More

AC Rating

Air conditioners are rated by the number of British Thermal Units (Btu) of heat they can remove per hour. Another ...
Read More

AC Settings

Don't set your thermostat at a colder setting than normal when you turn on your air conditioner. It will not ...
Read More

AC Thermostat

Be sure the thermostat is set in the cooling mode. Just setting the dial below room temperature will not activate ...
Read More

Accessible Retrofit

In retrofitting a home, it is important to consider the needs of anyone in the household who may use a ...
Read More

Acclimating Wood

Always give wood flooring and paneling a chance to acclimate prior to installation by storing it properly on the job ...
Read More

Adding Insulation

Install additional attic insulation at right angles to the previous layer. You don't have to use the same type of ...
Read More

Adjustable Rate Mortgages

Payments increase or decrease on a regular schedule with changes in interest rates; increases subject to limits. Types: Balloon Mortgage ...
Read More

After a Winter Storm

Identify possible damage, such as broken pipes and downed tree branches or power lines. Report damage to utility company and ...
Read More
Loading...