Single Family Home for sale by owner in Lowell, NC 28098. This home is in an area eligible under the USDA Rural Development Program, which means you can get 100% financing and no money down. With a contract before April 30th, you would qualify for the 8000.00 tax credit IF you are a first time home buyer OR have not owned a home for 3 years. This home is less than 5 minutes from local theaters, hospital, shopping, fine restaurants, middle school, and access to I 85. Though you are close to the a... See site for full property details.