Single Family Home for sale by owner in Columbia, IL 62236. Why pour money down the drain renting a property when you could be putting equity into it every month and owning it WITHOUT needing to get a bank loan? This lovely family home can be YOURS to own. All you must do is make an initial, small down payment of $7,000 and pick up the monthly mortgage payments of $1,400. You won't find a better deal than this. This is a beautiful home that you could own by assuming the remaining balance on the ... See site for full property details.