Who wins with the new housing bailout bill that is expected to pass in the next few days? Pretty much everyone (except, possibly, the U.S. taxpayer). The massive giveaway applies not only to overextended borrowers and their mortgage lenders but also to first-time homebuyers, longtime homeowners, returning veterans and senior citizens. How can you see if you are included? This New York Times article has a great breakdown of who is eligible for what. It's debatable if this bill is the panacea it promises to be (economists on both sides of the political spectrum hate it), but you would be foolish to not take advantage of the benefits it offers.