If you live in a flood plain, the lender will require that you have flood insurance before lending any money to you. But if you live near a flood plain, you may choose whether or not to get flood insurance coverage for your home. Work with an insurance agent to construct a policy that fits your needs.
Weather stripping can seal leaks around movable joints, such as windows or doors. You need to choose a type of weather stripping that will withstand the friction, weather, temperature changes, and wear and tear associated with its location.