To sand coves, wrap sandpaper around small lengths of clear flexible plastic tubing. Most hardware stores carry this type of tubing. Choose a diameter smaller than the radius of the cove. Slice the tube down its length and slip one edge of the sandpaper into the slit. Then wrap the sandpaper around the tube and hold it tightly.
To make a room appear taller, paint the ceiling the same color as the walls. This eliminates any break between the two and gives the illusion of height.
The Real Estate Settlement Procedures Act(RESPA) requires lenders to disclose information to potential customers throughout the mortgage process. By doing so, it protects borrowers from abuses by lending institutions. RESPA mandates that lenders fully inform borrowers about all closing costs, lender servicing and escrow account practices, and business relationships between closing service providers and other parties to the transaction. For more information on RESPA, call 1-800-217-6970 for a local counseling referral.
When hiring a roofing contractor, the lowest-bidder is not always the best for the job. Roofers with good insurance, good safety equipment, and well-trained, skilled employees charge more than fly-by-night outfits, and rightly so. Quite often, that roofer will have a standing relationship with a reliable manufacturer who puts out a good product and backs it up. Check the insurance, license, professional certifications, and references of any roofer you interview. The right shingle and the right roofer will make for a lasting job.