A paid homeowner's insurance policy (or a paid receipt for one) is required at closing, so arrangements will have to be made prior to that day. Plus, involving the insurance agent early in the home buying process can save you money. Insurance agents are a great resource for information on home safety and they can give tips on how to keep insurance premiums low.
Termites and other pest can cause expensive damage. Here’s what to look for: sawdust-like accumulations of frass indicate the presence of termites. An exterminator can spray or set traps to eliminate the infestation. A clean hole without cobwebs or leaves indicates an access hole for rodents. An exterminator can set a trap for them, too.