Buyers sometimes ignore houses that have remained unsold for a long period, assuming, often incorrectly, that they must have serious flaws. One way to avoid the stale-listing syndrome if your house isn't attracting buyer interest is to withdraw it from the market temporarily and then relist it, so it will appear fresh to brokers and to buyers, who won't be put off by the old listing date.
The traditional answer to the question “When is the best time to refinance?” is when interest rates fall 2 percent below your current mortgage interest rate. However, in recent years some experts have argued that refinancing may be appropriate with a smaller point spread. Some weight is often given to the length of time the owner anticipates holding on to the property. If the owner expects to keep the property for at least three or four years, then refinancing may be worthwhile. While refinancing can involve upfront costs, in many cases it is possible to roll the costs of the refinancing into the new note and still reduce the amount of the monthly payment