Purchase a heater with a guard around the heating element. A wire grill or other protection is essential to keep fingers or fabrics from touching the hot element. Portable electric heaters that heat by circulating oil or water, however, usually have lower surface temperatures and may not need guards.
You can find out if you’re ready to buy a house by asking yourself some questions: Do I have a steady source of income? Have I been employed on a regular basis for the last 2-3 years? Is my current income reliable? Do I have a good record of paying my bills? Do I have few outstanding long-term debts, like car payments? Do I have money saved for a down payment? Do I have the ability to pay a mortgage every month, plus additional costs? If you can answer “yes” to these questions, you are probably ready to buy your own home.