The first step in securing a loan is to complete a loan application. To do so, you'll need the following information: Pay stubs for the past 2-3 months; W-2 forms for the past 2 years; Information on long-term debts; Recent bank statements; Tax returns for the past 2 years; Proof of any other income; Address and description of the property you wish to buy; Sales contract. During the application process, the lender will order a report on your credit history and a professional appraisal of the property you want to purchase. The application process typically takes between 1-6 weeks.
Often a project can go well except for one thing. A single screw, for example, that doesn’t want to go in, or time wasted constantly changing drill bits, can hang up an otherwise perfect project. Investing in specialty tools like those shown here can solve typical problems to help get jobs done right with less time and effort.