To ensure you won't fall victim to loan fraud, be sure to follow all of these steps as you apply for a loan: Be sure to read and understand everything before you sign. Refuse to sign any blank documents. Do not buy property for someone else. Do not overstate your income. Do not overstate how long you have been employed. Do not overstate your assets. Accurately report your debts. Do not change your income tax returns for any reason. Tell the whole truth about gifts. Do not list fake co-borrowers on your loan application. Be truthful I about your credit problems, past and present. Be honest about your intention to occupy the house. Do not provide false supporting documents.
Making separate holes is time-consuming, so an easy way to plant a large area is to remove the top layer of soil to the appropriate depth, add low nitrogen fertilizer according to package directions, set the bulbs in place, and then cover the area with soil. For a natural look, some gardeners gently toss the bulbs in and plant them where they land.