Once a small part gets lost in grass or on floors, you can waste a lot of time looking for it. To find it quickly, put a nylon stocking over the end of your shop vacuum hose and fasten it with a rubber binder. Turn on the vac and play it over the area where it might have gone. If the part is there the vac will suck it up and hold it on the nylon so you can just pick it off.
Like home or auto insurance, mortgage insurance requires payment of a premium, is for protection against loss, and is used in the event of an emergency. If a borrower can’t repay an insured mortgage loan as agreed, the lender may foreclose on the property and file a claim with the mortgage insurer for some or most of the total losses.