If you are taking cash out of a refinancing and/or folding the closing costs into the new loan, watch the loan-to-value ratio of the new mortgage. If it's above 80 percent, you will have to purchase private mortgage insurance, the added cost of which may make the refinancing less attractive.
When cutting up small pieces for a project, an easier way to doublecheck for accuracy is to measure a number of the pieces at once. If you have four pieces which should be exactly 8 in. long, lay them end to end and measure. This multiplies small errors hard to detect on only one piece. For example, if the four pieces measure 32-1/8 in. instead of 32, then you know that each of the pieces is 1/32 in. too long.