Like home or auto insurance, mortgage insurance requires payment of a premium, is for protection against loss, and is used in the event of an emergency. If a borrower can't repay an insured mortgage loan as agreed, the lender may foreclose on the property and file a claim with the mortgage insurer for some or most of the total losses.
When you want to measure something at home or in the hardware store and you don’t have a tape measure handy, try using a dollar bill. It’s 6 1/8 inches long and almost exactly 1 1/2 inches when folded in quarters.
Never use a generator in enclosed or partially-enclosed spaces. Generators can produce high levels of CO very quickly. When you use a portable generator, remember that you cannot smell or see CO. Even if you can’t smell exhaust fumes, you may still be exposed to CO. If you start to feel sick, dizzy, or weak while using a generator, get to fresh air right away. Do not delay. The CO from generators can rapidly lead to full incapacitation and death. If you experience serious symptoms, get medical attention immediately. Inform medical staff that CO poisoning is suspected. If you experienced symptoms while indoors, have someone call the fire department to determine when it is safe to reenter the building.
Ice that may have formed over the winter in gutters can cause the gutter to pull away from the house as well as break seals in gutter joints and downspout connections. Loose or clogged gutters can allow rain to run over your fascia board, into your eaves, and ultimately into your house. Loose gutters can also allow rain to collect near your foundation causing your basement to leak. Gutter cleaning, inspections and repairs generally require using an extension ladder which can present a potentially dangerous situation. It is recommended that this task be performed by your local licensed handyman or gutter service.