It usually takes a lender between 1-6 weeks to complete the evaluation of your application. It's not unusual for the lender to ask for more information once the application has been submitted. The sooner you can provide the information, the faster your application will be processed. Once all the information has been verified, the lender will call you to let you know the outcome of your application. If the loan is approved, a closing date is set up and the lender will review the closing process with you. And after closing, you'll be able to move into your new home.
Whether you intend to install insulation yourself or hire a contractor, make sure that you know the guaranteed minimum R-value you are looking for. Have any contractor state that installed R-value as part of the bid. Also, prepare for the project by assessing what needs to be done to reduce air infiltration before installation. Include the cost of these added components and labor in your cost calculations. Keep in mind, too, that a tight home requires ventilation, so you may need to take another look at your bathroom and whole house ventilation strategies. Armed with all of this information, select the insulation that meets your energy efficiency, budgetary, and installation requirements. The end result will be a job well done, with energy and cost savings to tally long into the future.