Using a hand plane on the ends of boards can be tricky. One way to keep from splitting a board at the edges is to push the hand plane so the blade goes only to the middle of the board. Then repeat the process from the other direction. To avoid dipping, try to put slightly more pressure on the front of the plane at the beginning of each stroke, and keep slightly more pressure on the back of the plane at the end of the stroke.
The U.S. Department of Housing and Urban Development, also known as HUD, helps people by administering a variety of programs that develop and support affordable housing. Specifically, HUD plays a large role in homeownership by making loans available for lower- and moderate-income families through its FHA mortgage insurance program and its HUD Homes program. HUD owns homes in many communities throughout the U.S. and offers them for sale at attractive prices and economical terms. HUD also seeks to protect consumers through education, Fair Housing Laws, and rehabilitation initiatives.