To ensure you won't fall victim to loan fraud, be sure to follow all of these steps as you apply for a loan: Be sure to read and understand everything before you sign. Refuse to sign any blank documents. Do not buy property for someone else. Do not overstate your income. Do not overstate how long you have been employed. Do not overstate your assets. Accurately report your debts. Do not change your income tax returns for any reason. Tell the whole truth about gifts. Do not list fake co-borrowers on your loan application. Be truthful I about your credit problems, past and present. Be honest about your intention to occupy the house. Do not provide false supporting documents.
If you need to hacksaw through a fastened pipe or rod, but the space above is cramped, try this: Remove the hacksaw’s blade, straddle the pipe with its frame from below, then reinstall the blade upside down. The teeth of the saw will cut through the pipe from the opposite side. In many cases this trick will allow you to complete a cut that would be otherwise impossible.