Choose your lender carefully. Look for financial stability and a reputation for customer satisfaction. Be sure to choose a company that gives helpful advice and that makes you feel comfortable. A lender that has the authority to approve and process your loan locally is preferable, since it will be easier for you to monitor the status of your application and ask questions. Plus, it's beneficial when the lender knows home values and conditions in the local area. Do research and ask family, friends, and your real estate agent for recommendations.
Always buy “certified seed”. This is identified by a blue tag saying certified. By spending a few extra cents up front, you will save many hundreds of dollars along with the added aggravation of controlling unwanted weeds later. Choose the right grass seed, sod or sprigs for your situation.