The Truth in Lending Act gives homeowners three days from the day the account was opened to cancel their credit line. However, the homeowner must inform the lender in writing within those three days. According to the FDIC, the lender then must cancel its security interest in the home and return all fees paid.
Chlorine bleach is excellent for removal of mold, mildew and algae, but it also can cause premature failure of the coating. Try using a non-chlorine bleach cleaner instead.
First, devise a checklist for the information from each lending institution. You should include the company's name and basic information, the type of mortgage, minimum down payment required, interest rate and points, closing costs, loan processing time, and whether prepayment is allowed. Speak with companies by phone or in person. Be sure to call every lender on the list the same day, as interest rates can fluctuate daily. In addition to doing your own research, your real estate agent may have access to a database of lender and mortgage options. Though your agent may primarily be affiliated with a particular lending institution, he or she may also be able to suggest a variety of different lender options to you.
You want to do the right thing and include a first aid kit in your workshop. The question is, what should you keep in it? Here's a list of must haves: Regular and elastic bandages, antiseptic ointment, cotton swabs and balls, a tweezers, eye drops, elastic bandages with first-aid tape, gauze, a chemical cold pack, and a first aid information handbook. Also a list of emergency phone numbers either right near the phone or in the first-aid box cover itself.