When used incorrectly, pesticides can pollute water. They also kill beneficial as well as harmful insects. Natural alternatives prevent both of these events from occurring and save you money. Consider using natural alternatives for chemical pesticides: Non-detergent insecticidal soaps, garlic, hot pepper sprays, 1 teaspoon of liquid soap in a gallon of water, used dishwater, or forceful stream of water to dislodge insects.
Remember that extreme temperatures can build in an attic without proper ventilation, especially with a dark colored roof.
If you are in danger of paying your mortgage late, send your payment via overnight mail. The cost of doing so is probably much less than your late payment. For example, a 5% late penalty on a $1,000 payment is $50. Sending the payment via Federal Express will cost you less than $15.
As with hand planes, the key to using chisels successfully is keeping them sharp. If they are not kept sharp, your work will suffer. If you are wary of taking your good chisels to the stone, consider buying a cheaper set to practice on. Store your chisels boxed, in a tool roll, or in a wall rack. Avoid magnetic tool racks; when chisels are magnetized small metal filings will cling to their edges, making honing more difficult and dulling a keen edge much faster.